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The 5-Minute UnderwriteFebruary 20265 min read

How to Underwrite a Deal in 5 Minutes Using AI

Most GPs hear "5-minute underwriting" and assume it means sacrificing diligence for speed. In reality, it means doing the rote extraction instantly, so your analysts can spend 4 hours analyzing the risks instead of 4 hours typing numbers into Excel.

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REMI extracting an OM, flagging conflicts, and drafting a memo.

The Anatomy of a Fast Underwrite

Underwriting is a series of bottlenecks. You wait for the broker to send the OM. You wait for an analyst to extract the T-12 and Rent Roll. You wait for the model to be populated. You wait for the IC memo to be drafted.

Here is how the AI-assisted workflow breaks those bottlenecks without losing your edge:

Minute 1: Ingestion

Upload the OM, T-12, and Rent Roll. REMI instantly parses unstructured PDFs, extracting financials, tenant terms, and property specs.

Minute 2-3: Conflict Detection

REMI cross-references the OM narrative against the actual Rent Roll and flags discrepancies (e.g., "OM says 95% leased, Rent Roll shows 89%").

Minute 4-5: Memo Drafting

REMI populates your firm's custom IC Memo template, inserting the extracted data and highlighting the flagged risks for human review.

The "Without Losing Your Edge" Caveat

Speed is only an advantage if accuracy remains pristine. The crucial element of a 5-minute underwrite is Citation.

When REMI pulls a figure—say, "Total Operating Expenses: $450,000"—it provides a link directly to the page and cell in the T-12 where it found that number. The human analyst doesn't have to trust the AI blindly. They click the citation, verify the source, and move on.

This is how you compress hours of data entry into minutes of high-value review.

AI-Assisted Workflow
PDF Checklist
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The Underwriting Automation Pack

Get our downloadable checklist for structuring your AI underwriting workflow, plus our Excel model template specifically designed to ingest extracted data cleanly.

Your firm learns once. REMI remembers forever.

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